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401K Information
H&D’s John Hancock 401K Participant Number » 800-395-1113
H&D’s John Hancock 401K Contract Number » 18472
The John Hancock 401K participant web site is located at https://myplan.johnhancock.com
Important Plan Information Update Aug. 22nd 2022
404a-5 Plan & Investment Notice Update Aug. 22nd 2022
Investment Comparative Chart Update Aug. 22nd 2022
6 Reasons You May Deduct Money From Your 401K
Expenses for (or necessary to obtain) medical care that would be deductible under Code Section 213(d) (determined without regard to whether the expenses exceed 7.5% of adjusted gross income);
Costs directly related to the purchase (excluding mortgage payments) of a principal residence for the Participant;
Payments for burial or funeral expenses for the Participant’s deceased parent, spouse, children or dependents (as defined in Code Section 152, and, for taxable years beginning on or after January 1, 2005, without regard to Code Section 152(b)(1), (b)(2), and (d)(1)(B);
Payment of tuition, related educational fees, and room and board expenses, for up to the next twelve (12) months of post-secondary education for the Participant, the Participant’s spouse, children, or dependents (as defined in Code Section 152, and, for taxable years beginning on or after January 1, 2005, without regard to Code Section 152(b)(1), (b)(2), and (d)(1)(B); mortgage on that residence; or
Payments necessary to prevent the eviction of the Participant from the Participant’s principal residence or foreclosure on the mortgage on that residence; or
Expenses for the repair of damage to the Participant’s principal residence that would qualify for the casualty deduction under Code Section 165 (determined without regard to whether the loss exceeds 10% of adjusted gross income).
Health & Wellness Program
Your well-being matters. Explore programs and initiatives focused on physical health, mental wellness, and overall work-life balance.
My Rewards Program
Enroll Now And Start Earning Rewards!
As a valued employees, spouses or domestic partners, you have the exclusive opportunity to embark on a personalized health and wellness journey. By enrolling in the My Rewards program, you will make healthier choices easier. Take the first step towards improving your well-being by engaging in customized activities, earning points, and securing rewards.
To earn the incentives listed below, complete your choice of qualifying wellness activities and earn points by October 31, 2026.
Earn 150 points = One Entry in the Grand Prize Raffle & $50 Gift Card
Earn 300 points = Second Entry in the Grand Prize Raffle & $100 Gift Card
Earn 600 points = Third Entry in the Grand Prize Raffle & Choice of PTO Day,
$200 Gift Card, or $200 Gym Membership Reimbursement
How To Register
- Log into marqueewell.com or scan the QR code to download the MyWellPortal app.
- Select ‘Register for a new account,’ and enter the company code ‘hubbard’ to create a personal profile. Click ‘Rewards’ at the top of the homepage to enroll.
Complete each of the Qualifying Wellness Activities to earn points!
Hubbard & Drake Wellness Activities
Benefit Resources
Lucent Health (Medical Insurance)
Hubbard and Drake offers two medical plan options administered by Lucent Health. Both plans use the same network of providers. The amount you pay for health care will vary depending on whether you use in-network providers and facilities. You always have the choice to go to any provider, but you’ll pay less if you stay within the Lucent network.Health Savings Account
If you choose to enroll in the HDHP plan, you can contribute to an HSA through pre-tax payroll deductions. The HSA is a tax-advantaged account that helps you pay for qualified health care expenses. Additionally, Hubbard & Drake will contribute funds to your HSA based on the level of coverage tier you have elected.Dental Insurance (Lucent Health)
Hubbard and Drake offers dental coverage to you through Lucent Health. Your dental plan provides coverage to help with the cost of many dental services including routine cleanings, x-rays, restorative and prosthetic services. The plan includes an extensive network of dental providers.Vision Insurance (Sun Life)
Hubbard and Drake offers vision coverage to you Through Sun Life utilizing the VSP network. A comprehensive vision exam is available every 12 months, and you may purchase eyewear in the form of an eyeglass frame and lenses, or contact lenses.Narus Health-Concierge Care
Narus Health’s Concierge Care program helps you navigate the complexities of healthcare. Narus works for you and coordinates your care needs with doctors, caregivers, and pharmacists. These are just as few of the benefits provided through this program:- Find a doctor or specialist
- Schedule an office visit
- Get help with a bill or explanation of benefits (EOB)
- Request a medication refill
- Get support when a facility pushes back on accepting coverage
Diabetes Management (Teledoc Health)
- Get an advanced blood glucose meter and as many strips and lancets as you need
- One-on-One health coaching
- Personalized tips with each blood sugar check
Serious/Complex Health Issues (PHM)
- Dedicated support through serious or complex health challenges
- Science backed guidance to make best decisions possible about your healthcare
Surgery (Goldfinch Health)
- Consulting to make informed decisions about surgery and recovery
- Provided “Prepare for Surgery” Toolkit
- Dedicated nurse navigator
- Empowered recovery
- Optimized pain management
- Dedicated support
Physical Therapy (Hinge Health)
- Relieve joint and muscle pain with personalized exercise therapy
Regenerative Medicine (Regenexx)
- Provides patients with an alternative to orthopedic surgery by using your body’s own healing agents
- Minimally invasive, same-day outpatient services
General Medical (Teledoc Health)
- 24/7 access by phone or video for non-emergency health needs
- U.S. board-certified clinicians’ available day or night
Company News
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